02472-220220    support@ambedkarmultistate.com

Dr. Babasaheb Ambedkar

Multistate Co-Op. Credit Society Ltd.

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About Our Society

Dr. Babasaheb Ambedkar Multistate Co-Op. Credit Society Ltd.

Dr. Babasaheb Ambedkar Multistate Co-Operative Credit Society Ltd. is one of the fastest growing cooperative financial institutions committed to providing transparent, technology-driven and customer-friendly banking services. Since its establishment, the Society has continuously focused on financial inclusion, member satisfaction, rural development and economic empowerment while maintaining strong financial discipline and regulatory compliance.

Today, the Society proudly serves thousands of members through its expanding branch network across Maharashtra and Karnataka.

Our Financial Strength

₹400+

Crore Deposits

Successfully crossed the milestone of ₹300 Crore Deposits during the previous financial year.

0.65%

Net NPA

Maintaining a healthy loan portfolio with only 0.65% Net NPA, reflecting strong financial management.

34+

Branches

Providing banking services through 34 Branches across Maharashtra & Karnataka.

13%

Dividend

Consistently distributing 13% Dividend to shareholders every year since inception.

Digital Banking Excellence

Latest Core Banking Software

The Society has adopted a modern Core Banking Solution from a reputed technology company for faster, secure and centralized banking operations.

Mobile Banking

24×7 Banking through our secure Mobile Banking Application with fund transfer, balance enquiry, mini statement and other banking facilities.

SMS Banking

Instant SMS alerts for every important banking transaction ensuring transparency and security.

24×7 Banking

Customers can access banking services anytime through digital platforms without visiting branches.

Loan & Financial Services

Mortgage Loan

Easy mortgage finance with attractive interest rates and flexible repayment options.

Medium Term Loan

Financial assistance for agriculture, business expansion and personal requirements.

Business Loan

Helping entrepreneurs and MSMEs grow with affordable business financing.

Gold Loan

Quick and hassle-free gold loans with minimal documentation.

SHG Group Loan

Special financial assistance for Self Help Groups (SHGs) promoting women empowerment.

Women's Saving Scheme

Dedicated savings scheme specially designed for Self Help Groups and women members.

Savings That Grow With You

We offer 4% Interest on Savings Deposits along with secure banking facilities and customer-friendly services.

Modern Banking Security

Online CCTV Monitoring

Every branch is equipped with modern CCTV surveillance for enhanced customer safety.

Cyber Security

Latest cyber security infrastructure protecting customer information and digital transactions.

Secure Banking

Advanced security measures ensure safe banking experience across all digital channels.

Why Choose Us?

Financial Stability

Strong financial growth with disciplined management and sustainable expansion.

Technology Driven

Modern banking technology ensuring faster and secure customer experience.

Customer First

Transparent, reliable and member-focused banking services.

Community Development

Supporting farmers, entrepreneurs, women and rural communities through inclusive financial services.

Our Vision

To become one of India's most trusted cooperative financial institutions by delivering innovative banking solutions, strengthening financial inclusion, empowering rural communities and maintaining the highest standards of transparency, governance and customer satisfaction.